Whole Life Insurance

In this 40 minute session, I start by briefly discussing the mechanics of whole life insurance and which demographic should consider it. More time is focussed on how to ensure you are not overpaying in premiums, being oversold in coverage and feel confident this remains a viable option to borrow against when the time approaches (eg.retirement).

I explain why I believe permanent life insurance is so hotly debated and for those who already have permanent life insurance but are perhaps looking to either evaluate your existing advisor, or are looking for a new advisor, I share some easy questions (with my commentary) you can ask to determine if they are working in your best interest, or just hoping to pad their own pockets.